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Comparing funds helps evaluate different fund schemes before investing. This allows selecting funds that can be suitable for your needs. Fund... Read more comparison also helps identify funds with lower costs and more stable returns during market fluctuations. Proper analysis can help you choose funds for the long run.
With Tata AIA Life Insurance ULIPs, you get life cover along with 20+ funds to choose from for wealth creation. Read less

Comparing funds helps evaluate different fund schemes before investing. This... Read more allows selecting funds that can be suitable for your needs. Fund comparison also helps identify funds with lower costs and more stable returns during market fluctuations. Proper analysis can help you choose funds for the long run.
With Tata AIA Life Insurance ULIPs, you get life cover along with 20+ funds to choose from for wealth creation. Read less

Invest ₹15,000/month¹, Get ₹2.8 Cr tax-free² returns (@21.54%)

All funds rated 4 or 5 stars³

Wealth creation + Life cover

21.54% 5-yr returns⁴ (Benchmark: 14.86%)

Zero premium allocation charge

In this policy, the investment risk in investment portfolio is borne by the policyholder

¹IIllustrative returns @4%: ₹22.6 Lakh | @8%: ₹40.9 Lakh | @21.54%: ₹2.77 Cr
Policy Term: 20 years. Past performance is not indicative of future performance. The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

Investment Calculator

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Here's your customised plan

Pay (Total)

₹11,99,016

Get Maturity Benefit

Based on assumed rate of return

₹34.57 Lakh

As per actual past performance

₹70.50 Lakh

@20.37%

Additional Benefits

Life Cover (including Terminal Illness Cover): ₹22.87 Lakh

Accidental Death Cover: ₹11.43 Lakh

Accidental Total & Permanent Disability: ₹11.43 Lakh

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Post Graduate Graduate

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Salaried Self-employed

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Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, Unit-linked, Individual Life Insurance Savings Plan (UIN: 110L174V02) and Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. Product option: Future Secure

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How Tata AIA fund comparison tool works?

Fund comparison follows a simple step-by-step process that helps investors evaluate multiple funds from Tata AIA Life Insurance clearly and confidently.

Select the funds to compare

Choose two or more Tata AIA Life Insurance funds you wish to analyse on a single comparison platform based on your investment preference.

Review historical returns

Check past performance over different time periods to understand how each fund has performed across market cycles.

Assess risk level

You should evaluate each fund's risk profile to ensure that it fits your investment style and risk tolerance.

Check asset allocation

Review how the fund invests across equity, debt, or other instruments to see if it aligns with your investment goals.

Identify fund category

Compare funds within the same category to ensure a fair and meaningful evaluation.

Shortlist the suitable option

Use the comparison insights to identify the fund that best matches your financial objectives and investment horizon.

Comparison of Tata AIA Funds

Select from Tata AIA Funds.

Fund overview

Type	- - -
Live Since	- - -
Fund Corpus/AUM	- - -
NAV as on 18^th Dec'25	- - -
Fund Rating	- - -

Fund Returns% (Benchmark Returns%)

3 months	- - -
6 months	- - -
1 year	- - -
3 years	- - -
5 years	- - -
Since Inception	- - -

Portfolio

Top 5 Holdings	- - -
Equity	- - -
Debt	- - -
MMI & Others	- - -

Fund Details

Risk Profile	- - -
Benchmark Index	- - -
Managed by	- - -

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Funds are available with these Tata AIA Plans

Tata AIA
Premier SIP

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Tata AIA
Smart SIP

Check Plan

Tata AIA
Smart Fortune Plus

Check Plan

Param Raksha Life
Pro +

Check Plan

Tata AIA
Smart Sampoorna Raksha Supreme

Check Plan

Tata AIA
Life Insurance Wealth Pro

Check Plan

Tata AIA
Life Insurance Fortune Pro

Check Plan

Tata AIA
Life Insurance Fortune Maxima

Check Plan

Tata AIA
Life Insurance Wealth Maxima

Check Plan

Tata AIA
Systematic Insurance Plan

Check Plan

Tata AIA
Smart Sampoorna Raksha Pro

Check Plan

Why should you compare funds before investing?

Investors can make informed and confident investment decisions by comparing funds before investing.

Analyse performance differences

Different funds deliver different returns over time based on their strategies and market behaviour.

Assess risk exposure

Fund comparison helps assess risk levels and ensures alignment with your risk tolerance.

Avoid unsuitable investments

Comparing funds reduces the chances of selecting funds that do not match your financial needs.

Match investment horizon

It helps identify funds that suit your short-term or long-term investment goals.

Improve decision making

A structured comparison provides clarity and supports better investment planning.

Benefits of comparing funds

Comparing funds helps investors gain clarity and make better investment choices.

Clarity on performance consistency

Fund comparison helps investors understand how consistently a fund has performed over time.

Better understanding of cost efficiency

It allows investors to evaluate expense ratios and identify cost-effective investment options.

Clear assessment of risk exposure

Comparing funds highlights risk levels and supports alignment with risk tolerance.

Reduced speculation in investing

A structured comparison removes uncertainty and supports confident decision-making.

Higher chances of stable long-term returns

Selecting funds through comparison improves the likelihood of achieving long-term financial goals.

Key features of the fund comparison tool

The fund comparison tool is designed to simplify analysis and support informed investment decisions.

Side-by-side fund evaluation

The tool allows investors to view multiple funds together on one screen. This makes it easier to compare performance costs and risk levels clearly. It reduces the need to switch between different pages or documents. Investors can make quicker and more confident choices.

Analysis of historical returns

The tool displays past performances across different time periods. This helps investors understand how funds have performed in varying market conditions. It also supports the evaluation of return consistency over time. Historical data aids better long-term planning.

Assessment of risk indicators

Risk indicators help investors understand the volatility and stability of each fund. The comparison highlights differences in risk levels across funds. This supports selection based on personal risk tolerance. It also reduces the chances of unexpected fluctuations.

Fund category ranking comparison

Funds are compared within the same category to ensure fair evaluation. Category rankings help investors understand relative performance. This makes it easier to shortlist suitable funds. It also supports goal-aligned investment decisions.

Types of funds you can compare using the Tata AIA tool

The Tata AIA fund comparison tool allows investors to evaluate different Tata AIA Life Insurance fund types based on risk and investment goals.

Equity funds

Equity funds invest primarily in company shares and aim for long-term capital growth. These funds are suitable for investors with higher risk tolerance. Comparing equity funds helps assess return potential and volatility. It also supports goal-based planning for the long term. These funds usually have higher returns over medium to long term.

Debt funds

Debt funds invest in fixed-income instruments and focus on stability and regular income. These funds are suitable for conservative investors. Comparing debt funds helps evaluate safety and return consistency. It also supports short to medium term investment needs.

Hybrid funds

Hybrid funds invest in both equity and debt instruments. They aim to balance risk and returns through diversification. Comparing hybrid funds helps investors find balanced investment options. It also supports moderate risk investment strategies.

How can comparing funds save your time & effort?

Instead of analysing multiple fund fact sheets individually, free fund comparison tools consolidate all essential fund information on a single platform. You can also compare funds’ charts that contain details of various parameters. This enables investors to review performance, risk, costs, and fund characteristics in a structured and systematic manner. By reducing repetitive analysis, the tool saves time and effort. It also supports quicker identification of suitable funds and more informed investment decisions.

Important factors to consider before comparing funds

Before comparing funds, investors should review the following factors to ensure meaningful evaluation:

Investment goals

Identify whether the investment is meant for growth income or long-term financial planning.

Time horizon

Consider the duration for which the investment will remain invested to match fund suitability..

Risk tolerance

Assess your comfort level with market fluctuations and potential volatility.

Fund category

Compare two funds or even more within the same category to ensure fair and accurate analysis.

Expense ratio

Review the cost of managing the fund and its impact on overall returns.

Past performance consistency

Check how consistently the fund has performed across different market conditions.

Conclusion

Fund comparison before investment is a practical and responsible step toward the achievement of your financial goals. There are so many fund options that making a choice without comparison will lead to unsuitable choices with unnecessary risk. A structured fund comparison makes it easy to comprehend performance, the level of risk, costs, and suitability of funds in one place. This gives you the ability to align your investments with your goals, time horizon, and risk tolerance while reducing uncertainty. A reliable fund comparison tool saves time and effort in simplifying analysis, helping in informed decision-making. Comparing funds in a thoughtful way invests with much confidence and clarity.

Why should I compare funds before investing?

You should compare funds before investing to understand the differences in returns, risks, and costs.

Can I compare both equity and debt funds together?

Yes, you can compare equity and debt funds together. Compare suitability, risk tolerance, and investment objectives instead of returns alone, since they serve different purposes.

Should I choose Top 200 Fund or Multicap Fund?

It depends on your investment strategy, risk tolerance, market conditions, and long-term goals. Use the comparison tool for a detailed assessment.

How does fund comparison improve decision-making?

By providing insights into performance, risk, and costs, fund comparison removes speculation and uncertainty. Comparison tools provide all the essential information for more efficient analysis.

In this policy, the investment risk in investment portfolio is borne by the policyholder.
The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP - Non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
Tata AIA Smart SIP - Non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02).
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01).
Tata AIA Param Raksha Life Pro + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme - Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy - Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested.
Tata AIA Smart Sampoorna Raksha Supreme - Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02).
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro - Non-Participating, Unit Linked, Individual Life Insurance Savings Plan (UIN: 110L111V05).
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L112V07).
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09).
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05).
Tata AIA i Systematic Insurance Plan - Non-Participating Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V09).
Tata AIA Smart Sampoorna Raksha Pro - Non- Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L172V03).
¹Illustration shows a monthly premium of ₹15,000 for Tata AIA Premier SIP for a 25-year-old male, standard life, premium payment term: 10 years, policy term: 20 years with 100% investment in Tata AIA Multi Cap Fund in Future Secure plan option. 4% and 8% are assumed rates of return. 21.54% is the 5-year return of Tata AIA Multi Cap Fund as of December'25. Maturity amount: ₹22,57,608 at 4% returns, ₹40,92,738 at 8% returns and 2,77,34,574 at 21.54% returns. The fund value calculation is done by projecting the past returns of Tata AIA Multi Cap Fund after adjusting for all expenses in Tata AIA Premier SIP. The above values have been calculated assuming 21.54% p.a. gross investment returns, which is the past 5-year return of Tata AIA Multi Cap Fund as of December'25.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
²No Goods and Service Tax shall be applicable on Individual life insurance products as per prevailing laws. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
³All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁴5-year computed NAV for Multi Cap Fund as of December 2025. Other funds are also available. Benchmark of this fund is S&P BSE 200.
©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
Linked Life Insurance products are different from traditional insurance products and are subject to risk factors.
The premium paid in Linked Life Insurance policies is subject to investment risks associated with capital markets and publicly available index. The NAV of the units may go up or down based on the performance of Fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart SIP, Tata AIA Smart Fortune Plus, Tata AIA Smart Sampoorna Raksha Supreme, Tata AIA Wealth Pro, Tata AIA Fortune Pro, Tata AIA Wealth Pro, Tata AIA Wealth Maxima, Tata AIA i Systematic Insurance Plan and Tata AIA Smart Sampoorna Raksha Pro are only the names of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Past performance is not indicative of future performance.
If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. Insurance cover is available under this product.
L&C/Advt/2026/Feb/0950