Call Us

Call us

Call us

/content/dam/tataaialifeinsurancecompanylimited/navigations/new-call-us/Close.png

starFOR EXISTING POLICY

Have query on premium, payout or any servicing need?

Call us:

Call Icon 1860 266 9966

Dedicated NRI Helpdesk:

Call Icon +91 22 6251 9966

Monday - Saturday | 10 am - 7 pm IST
Call charges apply

Plus IconFOR NEW POLICY

Want to buy a new policy online?

FOR NEW POLICY

Want to buy a new policy online?

For Indian Residents

Call Icon +91 22 6984 9300

Monday - Saturday | 8 am - 11 pm IST

Give missed call for a call back:

call +91 11 6615 8748

Monday - Sunday | 8 am - 11 pm IST

FOR NEW POLICY (NRIs)

Exclusively for NRIs

Initiate Internet Call

Data charges may apply

Give missed call for a call back:

call +91 11 6921 6464

Available All Days | 24 x 7

Get a call back
+971

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    Tata AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    Success

    Thank you for sharing your details. To receive a call from Tata AIA Financial Advisor.

    Call me now
    Failure

    reCAPTCHA is not working.

    Search

    Search

    No relevant search results found.

    Popular searches

    Calculate Term Premium Pay Premium New Fund Offer Register a claim Bonus & Dividend Download Policy Document Download Premium Certificate

    Continue from where you left of

    Resume Application Track Application Status

    IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Read more

    This advertisement is designed for combination of Benefit of two individual and separate products named (1) Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Individual Life Insurance Savings Plan) (UIN: 110N158V12) and (2) Tata AIA Life Insurance Fortune Pro (Non-Participating, Unit Linked, Individual Life Insurance Savings Plan) (UIN: 110L112V07). These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

    THE LINKED INSURANCE PRODUCT DOES NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.  Read less

    IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Read more

    This advertisement is designed for combination of Benefit of two individual and separate products named (1) Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Individual Life Insurance Savings Plan) (UIN: 110N158V12) and (2) Tata AIA Life Insurance Fortune Pro (Non-Participating, Unit Linked, Individual Life Insurance Savings Plan) (UIN: 110L112V07). These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

    THE LINKED INSURANCE PRODUCT DOES NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR. Read less

    Grow your wealth with our top rated funds1

    Are you an NRI?

    No

    Yes
    No

    Gender

    Male

    Male
    Female

    Do you smoke?

    No

    Yes
    No

    +91

    Please tick the check box to proceed
    Verify OTP

    Kindly enter the OTP sent to

    +91 736365432 Edit

    Please enter valid OTP

    00:60

    Didn't receive OTP?

    Capital Guarantee & Income Solution

    With Capital Guarantee & Income solution, you get regular income with investment opportunity for market-linked returns4, ensuring both capital protection and wealth accumulation while securing a life cover for your family's financial security.
     

    What Is the Tata AIA Capital Guarantee and Income Solution?


    The Tata AIA Life Insurance Capital Guarantee And Income Solution is a combo insurance plan that combines our bestselling plans Tata AIA Life Insurance Fortune Guarantee Plus (a savings insurance plan) and Tata AIA Life Insurance Fortune Pro (a ULIP Plan). By combining the two plans, savings for a regular income and investment for market-linked returns4, we provide the assurance of capital protection* alongside the potential for wealth accumulation. It is an approach that caters to policyholders' diverse financial needs, ensuring stability and growth in their long-term financial planning.

     

    Looking to buy a new insurance plan? 

    Our experts are happy to help you!

    +91

    Please tick the check box to proceed
    Please tick the check box to proceed
    Success

    Benefits Of the Capital Guarantee and Income Solution

    • Financial Protection

      The life cover will serve as a financial shield, providing the sum assured to your nominees in the event of your unexpected demise at any time during the policy tenure.

    • Security of Investment5

      The premium amount paid by you will be protected to offer a regular income and a lump sum benefit. The lump sum benefit is the return of the premium3 provided at the end of the income term.

    • Market-Linked Returns

      You can choose between our top-rated investment fund1 options to appreciate wealth for your future financial goals. The market-linked returns4 will be offered at the end of the policy tenure.

    • Regular Income

      Starting from the end of the policy tenure, you are entitled to receive a regular income, monthly or annually, for a term ranging between 20 and 45 years.

    • Save Time: Online Term Insurance Purchase

      Get your premium amount back

      At the end of the income term, you will receive the lump sum benefit, which is the return of all the premium3 amount paid.

    • Guaranteed* Maturity Payout

      While you get a guaranteed* maturity payout, you have the flexibility to choose the payout percentage, 200% or 300%, based on your financial requirements.

    • Liquidity with Partial withdrawals

      Starting from the sixth policy year, you can choose to benefit from partial withdrawals6 to fund your financial commitments that arise at different stages in your life.

    • Flexible Premium Payment and Policy Term

      You can choose between 7, 10, and 12 years for the premium payment term for a policy tenure of 12, 15, and 17 years.


     

    What Is a Combo Insurance Plan?


    A combo insurance plan is a life insurance policy that is a combination of two or more life insurance plans into one comprehensive solution. The combo solution multiple benefits such as life cover, savings, and investment opportunity, as a single solution.

    Tata AIA Combo insurance plans helps you manage the various financial requirements in a single policy without having to experience handling multiple policies during the long term.


    Why Choose Combo Solution for Your Financial Needs?
     

    • 01

      Comprehensive Coverage

      A combo solution offers a bundled package of financial benefits, including life cover, guaranteed* maturity payout, regular income, and market-linked returns4. It addresses multiple financial needs under one product solution. By simplifying management under one roof, you can also easily track and manage your finances.
    • 02

      Financial Stability and Capital Appreciation

      With features such as guaranteed* protection of premiums and market-linked returns4, a combo solution such as our Capital Guarantee and Income Solution provides both financial stability through capital protection and growth opportunities for capital appreciation over time.
    • 03

      Tailored solutions

      A combo insurance solution can also be customised to your advantage by choosing the premium payment term, policy tenure, maturity payout, and sum assured, ensuring that it is aligned with your financial condition and needs.
    • 04

      Affordable

      Combo solutions are affordable, considering the flexibility and the extent of financial benefits offered. You can always revise your financial decision concerning the premium payment option, policy tenure, sum assured, etc., until you determine the most affordable premium for your financial needs.


     

    Plan At a Glance

    Plan Parameters Minimum Maximum
    Products Combined Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Individual Life Insurance Savings Plan) and Tata AIA Life Insurance Fortune Pro (Non-Participating, Unit Linked, Individual Life Insurance Savings Plan).
    Age at Entry(years)** 18 50

    Age at Maturity(years)**

    		 18 85

     

    Premium Payment Term(PPT)(years) /Policy Term(years)

     

     

     

    Combination

    PPT

    PT
    Tata AIA Life Insurance Fortune Guarantee Plus and Tata AIA Life Insurance Fortune Pro

    7

    12

    10

    15

    12

    17
    Guaranteed Maturity payout 200% 300%
    Income Term(years) 20 to 45 years (in multiples of 5 years)
    Income Mode Annual and Monthly
    Premium (₹) (in multiples of 1000) 50,000 No Limit, subject to Board approved underwriting guidelines
    Premium Payment Mode Annual / Quarterly / Monthly
    See All See Less

    **All reference to age is as on last birthday | Capital Guarantee Income Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Plus and Tata AIA Life Insurance Fortune Pro.

    Why Choose Tata AIA Life Insurance?

    77 Lakh+

    Families protected so far7

    1 Lakh Crore+

    Assets Under Management8

    Top-rated Funds

    Our funds have been rated 4 or 5 stars1 by Morning Star9

    99.13%

    Individual Death Claim Settlement Ratio10 for FY 23-24

    Looking to buy a new insurance plan? 

    Our experts are happy to help you!

    +91

    Please tick the check box to proceed
    Please tick the check box to proceed
    Success

    Frequently Asked Questions

    Generic Plan Cover Claim

    • What are the advantages of combo insurance plans over individual insurance plans?

      Combo plans offer comprehensive coverage, combining the benefits of multiple life insurance plans into one single policy. This streamlines and cost-effectively manages your financial objectives. 

      In addition, when you choose a combo insurance plan with savings and investment components, you can optimise diverse investment strategies to increase your financial security and capital growth potential.

    • How do combo insurance plans cater to the diverse financial objectives of an individual?

      Combo insurance plans combine two or more life insurance plans, offering the multiple benefits of each plan. As each plan has specific financial objectives, combining these products can diversify and enhance your financial protection and growth initiatives. 

      For example, a combo plan with savings and investment benefits will provide life cover, the opportunity to accumulate funds systematically over the policy period, and the option to invest in the financial market to accumulate wealth over time.

    • Which Tata AIA Life Insurance Plans are combined to form the Tata AIA Life Insurance Capital Guarantee and Income Solution?

      The Tata AIA Life Insurance Capital Guarantee and Income Solution merges our Tata AIA Life Insurance Fortune Guarantee Plus (a savings insurance plan) and Tata AIA Life Insurance Fortune Pro (a ULIP~ Plan).

    • What are the guaranteed* benefits under the Tata AIA Life Insurance Capital Guarantee and Income Solution?

      With the Tata AIA Life Insurance Capital Guarantee and Income Solution, you will get a guaranteed* regular income starting at the end of the actual policy tenure for the pre-defined income period. 

      At the end of the income period, you will be offered a guaranteed* lump sum benefit, which is the return of premium3 applicable to the Tata AIA Life Insurance Fortune Guarantee Plus component of the plan.

    • What are the premium payment terms and policy terms applicable to the Tata AIA Life Insurance Capital Guarantee and Income Solution?

      For a policy tenure of 12, 15, or 17 years, you can choose between 7, 10, and 12 years as the premium payment term.

    • Can I withdraw funds during the policy tenure?

      Yes, you can withdraw6 from the Tata AIA Life Insurance Capital Guarantee and Income Solution after the completion of 5 years, which is the lock-in period applicable to a ULIP policy.

    • Can the coverage under this policy be customised to individual preferences?

      Yes, you can choose the sum assured as per your requirement for the life cover under this policy. By revising the premium payment term and policy term, you can derive the most affordable premium for the coverage.

    • Can the coverage be increased during the policy tenure?

      No, the life coverage will be determined during policy inception and cannot be changed during the policy tenure.

    • How can I register a claim under Tata AIA Life Insurance Capital Guarantee and Income Solution?

    • What are the documents required to raise a claim?

      Click here to learn the different types of documents required to raise a claim.

    • How can I track the status of my claim?

      You can track the status of your claim online by providing the individual policy number here.

    • Disclaimer

      • IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
      • *Guaranteed Annual Income shall be a Fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.  
      • 1All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of August 2024
      • 25-year computed NAV for Multi Cap Fund as of Aug 2024. Other funds are also available. Benchmark of this fund is S&P BSE 200.
      • 3Applicable for Tata AIA Life Insurance Fortune Guarantee Plus
      • 4Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
      • 5Get security on investment by having premium in the form of Regular Income and Lumpsum benefit as Return of premium at the end of Income term through Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V12)
      • 6Liquidity through partial withdrawal from ULIP funds after completion of 5 years.  
      • 777,26,727 families protected till 31st March 2023.
      • 8As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores
      • 9©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
      • 10Individual Death Claim Settlement Ratio is 99.13% for FY 2023 - 24 as per the latest annual audited figures.
      • These assumed rates of return are not guaranteed and there are no upper and lower limits of what you might get back at Maturity, due to the fact that the value of your Policy is dependent on a number of factors including future investment performance. The customer has the choice of purchasing any one or more products as per his/her need and choice and there is no compulsion whatsoever that these products are to be taken together as suggested by the Insurer and presented in this advertisement. The customer is expected to ask questions, understand and satisfy himself that the combination meets his/her specific needs better before deciding to purchase the suggested combination. The illustration in this advertisement is the arithmetic combination and chronological listing of combined benefits of individual products.
      • The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”).
      • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
      • All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. •
      • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
      • Please make your own independent decision after consulting your financial or other professional advisor.
      • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. These products are underwritten by Tata AIA Life Insurance Company Limited.
      • Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Fortune Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
      • The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company. Linked insurance products do not offer any liquidity during the rst ve years of the contract.
      • The customer is advised to refer the detailed product brochure of respective individual products, segregated premium particulars of each product.
      • The premium amount shown in the illustration above is indicative and calculated assuming that the life Proposed/Assured is a healthy person.
      • For details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the speciation’s in the policy document after issuance.
      • For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.
      • Insurance cover is available under these products.
      • These plans are not a guaranteed Issuance plan, and it will be subject to Company’s underwriting and acceptance
      • Depending upon the factors such as health, occupation of the customer and other intrinsic factors such as non-submission of documentary evidence like age proof, the premium will be adjusted accordingly, as per the underwriting guidelines of Tata AIA Life Insurance Company Limited.
      • To know the details of premium and benefits for each plan of this combination solution please go through the benefit illustration of individual product as provided to you.
      • Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the total premiums paid.
      • All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefit payable under the Policy.
      • L&C/Advt/2024/Sep/2670

    Popular Searches

    Looking to buy a new insurance plan?

    Our experts are happy to help

    Please enter your details

    NRI?

    + 91 dropdown arrow
    dropdown Search icon

    Please tick the check box to proceed
    Please tick the check box to proceed

    Thank you for sharing your details.

    Our representative will contact you soon.

    Pay Premium

    Register a Claim

    Register a Complaint

    Talk to a Sales Expert

    Buy Savings Plan

    Buy Term Plan
    Quick Actions Close Button Calculate Returns
    Mobile Thunder Icon

    Quick Actions

    ताशा से पूछें

    Chat with Tasha

    Calculator Banner Icon

    Calculate Returns

    Download App

    Google Play Store - Icon Download On The App Store - Icon

    Tata AIA Life Insurance © 2025. All Right Reserved.

    Calculate Term Premium

    Calculate Premium