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The Tata AIA Life Momentum 50 Index Fund is built for forward-thinking investors aiming for long-term wealth creation. It tracks the BSE 500 Momentum 50 Customised Index that selects 50 of the most dynamic and high-performing stocks from the BSE 500 universe based on recent price momentum. The fund aims to replicate the performance of this index, allowing investors to benefit from the consistent growth of companies with strong performance trends.
The primary investment objective of the fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to the Top 500 Momentum 50 Index customized to IRDAI Investment regulations.
The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.
Secure your family’s future with life cover while growing your wealth through market-linked returns.
The BSE 500 Momentum 50 Index benchmark fund has delivered an impressive 32.42% returns1 over the last 5 years.
Our funds have been rated 4 or 5 stars2 by Morningstar3, reflecting their strong performance and reliability.
This fund targets top 50 high-momentum stocks from the BSE 500, offering potentially better returns than a passive large-cap index.
The fund focuses on companies with positive price momentum, allowing investors to capture market trends and growth opportunities.
Get benefit from India's rapidly expanding economy and its long-term growth potential.
In this policy, the investment risk in investment portfolio is borne by the policy holder
Tata AIA Momentum 50 Index Fund
Benchmark |
BSE 500 Momentum 50 Customized Index |
Fund Management Charges |
1.35% per annum |
Risk Profile |
High |
Asset Allocation |
Equity & Equity related instruments - 80%-100% Cash / Money Market Instruments, Bank Deposits and Mutual Funds –0 – 20%
|
Amounts are calculated for 20 years investment at 10% annual rate of return.
Our Recent NFO Performance
Tata AIA Funds |
AUM (In Crores) |
Inception Date |
Returns Since Launch5 |
Benchmark Returns |
Rising India Fund |
₹660.55 |
31-Mar-24 |
13.26% |
9.69% |
Small Cap Discovery Fund |
₹1,464.63 |
24-Jul-23 |
36.10% |
24.31% |
Flexi Growth Fund |
₹894.35 |
31-Dec-23 |
19.02% |
10.98% |
5 Data as of July 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution.
Tata AIA funds have delivered benchmark beating performance
|
Last 5 Years Returns6 |
Since Inception7 Returns |
||
Tata AIA Funds |
Fund Return (%)6 |
Benchmark Return (%)6 |
Fund Return (%)7 |
Benchmark Return (%)7 |
Multi Cap Fund |
28.27% |
19.31% |
20.84% |
12.86% |
Top 200 Fund |
29.07% |
19.31% |
19.11% |
15.13% |
India Consumption Fund |
27.79% |
19.31% |
20.27% |
12.86% |
6Data as of July 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 7 Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.
Strong Economic Growth: India is now experiencing a consumption boom. India's GDP grew by 7.4% in Q4 FY259, resulting in a full-year growth of 6.5%, even as the world faced challenges. This outstanding performance cements India’s position as the fastest-growing major economy, enhancing opportunities for investors who wants to be a part of India’s growth story. Stable Geopolitical Arena: India continues to enjoy a stable geopolitical environment, which supports both domestic and international business operations. This stable environment further strengthens the fund’s prospects by reducing risks and fostering sustained corporate growth.Favourable Macroeconomic Indicators: India is projected to become the world's fourth-largest economy10 by the end of fiscal 2026, driven by robust domestic growth and structural reforms.The Tata AIA Life Momentum 50 Index Fund is ideal for:
Goal Oriented Investors:
Tax-Savvy Investors:
Salaried Professionals:
Retirement Planners:The Index measures the performance of the 50 companies in BSE 500 Index that exhibit the most persistence in their relative performance, based on their momentum scores. Stocks are selected based on quantitative measures like momentum (recent performance outperformance) and quality (financial health).
The index measures the performance of the 50 companies within the BSE 500 Index that display the most consistent relative price performance, adjusted for volatility. This is done using a transparent and rule-based system focusing on 12-month price returns and volatility.
The investable universe spans large caps, midcaps, and small caps, with market capitalization having a significant influence on stock weighting.
The index is reconstituted and rebalanced quarterly, allowing it to remain aligned with evolving market trends while managing turnover by spreading changes over four reviews every year.
The index does not focus on any one sector, allowing the best performers from both cyclical and non-cyclical industries, ensuring robust representation across market cycles.
Sector weightage as on July 31, 2025
NFO Window: 18th August 2025 to 25th August 2025
Our experts are happy to help you
Our experts are happy to help you!
1. What is the investment objective of Tata AIA Life Momentum 50 Index Fund?
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to the Top 500 Momentum 50 Index customized to IRDAI Investment regulations. The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.
2. What is the fund's benchmark?
The benchmark of this fund is BSE 500 Momentum 50 Customised Index. Based on the top 500 stocks, this is a modified version of the BSE Momentum 50 Index that complies with IRDAI investment guidelines.
3. What is the expense ratio (FMC) of this fund?
The expense ratio of Tata AIA Life Momentum 50 Index Fund is 1.35% per annum.
4. What is the proportion of investment between equity and debt components?
For long-term wealth accumulation, the fund's 80–100% equity allocation ensures maximum participation in high-growth momentum stocks. While keeping up to 20% of cash on hand guarantees liquidity and portfolio stability during market turbulence, excluding debt prevents returns from being diluted..
5. How does the BSE 500 Momentum 50 Index select its top 50 companies?
The BSE 500 Momentum 50 Index selects the top 50 companies from the BSE 500 universe based on their highest 12-month momentum scores, adjusted for volatility. The index is reviewed and rebalanced quarterly to include stocks with the strongest recent price performance.
6. How can I track the performance of my investment?
You can track the performance of your investment through your Tata AIA customer portal account. We provide regular updates on your fund’s performance.
7. Is Tata AIA Life Momentum 50 Index Fund good?
Yes! If you want long-term capital growth through a carefully curated portfolio of top momentum stocks, the Tata AIA Life Momentum 50 Index Fund is a great choice. The fund is designed for investors seeking to meet their financial goals such as generating second income, securing children’s education, or planning for early retirement, with the potential to benefit from India’s strong economic growth over the next few decades.
Disclaimer
FOR EXISTING POLICY 
BSE 500 Momentum 50 Index delivered 32.42% returns1 
