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Tata AIA Sector Leaders Index Fund

Tata AIA Sector Leaders Index Fund is developed for investors who want broad-based exposure to India’s most influential companies across industries. In order to provide a diverse portfolio of sector champions, the fund tracks the BSE India Sector Leaders Index, which chooses the top three businesses from each significant sector within the BSE 500 universe. By replicating this index, the fund allows investors to benefit from the growth potential of market leaders while maintaining balanced exposure across sectors.

Investment objective

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks that are aligned to Sector Leaders Index, customised as per IRDAI regulatory requirements.

The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.

Why invest in the Tata AIA Sector Leaders Index Fund?

Proven Performance

The BSE India Sector Leaders Index benchmark fund has delivered an impressive 21.35% returns¹ over the last 5 years.

Top Rated Funds

Our funds have been rated 4 or 5 stars² by Morningstar³, reflecting their strong performance and reliability over the years.

Financial Protection

Secure your family’s future with life cover while growing your wealth through market-linked returns.

Diversification

Exposure to Sector leaders across various industries, spreading risk and tapping into multiple growth stories.

Quality Stocks

The fund selects leading market-cap companies in every sector, typically the most resilient, competitive, and future-ready.

Reflects Indias Growth

Index composition aligns with emerging trends in the Indian economy. Investors gain from sector shifts and rising leaders.

Fund is available with Tata AIA ULIP plans

In this policy, the investment risk in investment portfolio is borne by the policy holder

Solution Composition

This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01).These products are also available for sale individually without the combination offered/ suggested.

Best Seller

Tata AIA

Param Raksha Life Pro +

BSE India Sector Leaders Index delivered 21.35% returns¹
All funds rated 4 or 5 stars² by Morningstar³
Unlimited free fund switches

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Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
Top rated² funds by Morningstar³
Save income tax⁸ up to ₹46,800⁴

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Investment amount (₹)

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₹76.6 Lakh

You Pay

₹12 Lakh

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Fund Composition

Tata AIA Sector Leaders Index Fund

Benchmark	BSE India Sector Leaders Customised Index - 100%
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity related instruments - 80%-100% Cash / Money Market Instruments, Bank Deposits and Mutual Funds –0 – 20%
Fund Manager	Nimesh Mistry. Total experience of 21+ years. Managing this fund since September 2025.

Our Recent NFO Performance

Tata AIA Funds	AUM (In Crores)	Inception Date	Returns Since Launch⁵	Benchmark Returns
Rising India Fund	₹660.55	31-Mar-24	13.26%	9.69%
Small Cap Discovery Fund	₹1,464.63	24-Jul-23	36.10%	24.31%
Flexi Growth Fund	₹894.35	31-Dec-23	19.02%	10.98%

⁵ Data as of July 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution.

Tata AIA funds have delivered benchmark beating performance

	Last 5 Years Returns⁶		Since Inception⁷ Returns
Tata AIA Funds	Fund Return (%)⁶	Benchmark Return (%)⁶	Fund Return (%)⁷	Benchmark Return (%)⁷
Multi Cap Fund	28.27%	19.31%	20.84%	12.86%
Top 200 Fund	29.07%	19.31%	19.11%	15.13%
India Consumption Fund	27.79%	19.31%	20.27%	12.86%

⁶Data as of July 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. ⁷Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

About Sector Leaders Index Benchmark Fund

This index identifies the top three companies by market capitalization in every major sector of the Indian economy from the BSE 500 universe. This provides exposure to the most robust, competitive, and forward-thinking companies in a variety of sectors, including banking, IT, healthcare, consumer goods, energy, and more.

Index Methodology & Composition

Selection Process

The various stocks are ranked within their sector based on their average six-month daily total market capitalization.

Sector Representation

Up to three top companies from each sector are selected, ensuring broad-based coverage and reducing over-concentration in any one sector.

Constituent Weights

Companies are weighted by their float-adjusted market capitalization. Individual stock weightage is capped between 1% (floor) and 5% (ceiling) to further boost diversification and minimize single-stock risk.

Number of Constituents

The index typically includes around 61 stocks, representing leaders from 22 sectors as per India’s industry classifications.

Rebalancing

The index is reviewed and rebalanced quarterly, with adjustments made within seven days of any changes. This keeps the index current with market dynamics and corporate developments.

Sector weightage as on July 31, 2025

Past Performance – Annualized Returns

Years	Annualized Returns¹
Last 10 Years	12.78%
Last 5 Years	21.35%
Last 3 Years	15.84%

Source: BSE India Sector Leaders Index Factsheet | ¹Data as on July 31, 2025 | Benchmark Index - BSE India Sector Leaders Index

Key Catalysts behind the Sector Leaders Index growth

Strong Economic Growth

India is now experiencing a consumption boom. India's GDP grew by 7.4% in Q4 FY25⁹, resulting in a full-year growth of 6.5%, even as the world faced challenges. By investing in the Tata AIA Sector Leaders Index Fund, investors can participate in this growth story through a diversified portfolio of sector-leading companies that are best placed to capture opportunities across industries.

Stable Geopolitical Arena

India continues to enjoy a stable geopolitical environment, which supports both domestic and international business operations. This stable environment further strengthens the fund’s prospects by reducing risks and fostering sustained corporate growth.

Favourable Macroeconomic Indicators

India is projected to become the world's fourth-largest economy¹⁰ by the end of fiscal 2026, driven by robust domestic growth and structural reforms.

Who should opt for the Tata AIA Sector Leaders Index Fund?

The Tata AIA Sector Leaders Index Fund is ideal for:

Goal Oriented Investors

Whether you're saving for your child’s education, a future home, or financial independence, this fund offers the potential for long-term capital appreciation by targeting capital appreciation aligned with India's leading sectors.

Tax-Savvy Investors

Get the benefit from tax⁴ savings up to ₹46,800 under Section 80C while growing your wealth through a diversified portfolio.

Salaried Professionals

This fund is an ideal choice for professionals who are searching for a methodical approach to increase their wealth over time.

Retirement Planners

This fund is great for people who want to plan ahead for significant milestones in their lives, like retirement. It is designed to take advantage of India's changing equities markets to help develop a robust corpus for the future.

Important Dates

NFO Window: 15 September 2025 to 22 September 2025

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers

1.3 Lakh Crore+

Assets Under Management¹¹

Top Rated Funds

All funds rated 4 or 5 by stars² by Morningstar³

600+ Branches

Presence across major cities in India

89 Lakh+

Families protected so far¹²

99.41%

Individual Death Claim Settlement Ratio for FY24-25

The fund is available with popular Tata AIA ULIPs including

TATA AIA
Param Raksha Life Pro+

Tata AIA
Param Raksha Life Pro

Tata AIA
Param Raksha Life Maxima +

Tata AIA
Param Raksha Life Growth +

Tata AIA
Param Raksha Life Advantage +

Tata AIA
Param Raksha Life Pro Advanced

Tata AIA
Smart Fortune Plus

Tata AIA
Pro-Fit

Tata AIA
Premier SIP

Tata AIA
Wealth Pro

Tata AIA
Fortune Pro

Tata AIA
Wealth Maxima

Tata AIA
Fortune Maxima

Tata AIA
Smart SIP

Tata AIA
Shubh Muhurat

Tata AIA
Shubh Fortune

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FAQs on Tata AIA Sector Leaders Index Fund

1. What is the Tata AIA Sector Leaders Index Fund?

The Tata AIA Sector Leaders Index fund replicates the BSE India Sector Leaders Customised Index. It invests in the top companies from each major sector in the BSE 500 universe, offering diversified exposure to India’s sector champions.

2. What is the investment objective of Tata AIA Sector Leaders Index Fund?

3. What is Tata AIA Sector Leaders Index Fund's benchmark?

The benchmark of this fund is BSE India Sector Leaders Customised Index - 100%. This customised index is aligned with IRDAI regulatory requirements and represents the top three companies (by market capitalization) from each sector within the BSE 500 universe, weighted by free-float market capitalization.

4. What is the expense ratio (FMC) of Tata AIA Sector Leaders Index Fund?

The expense ratio of Tata AIA Sector Leaders Index Fund is 1.35% per annum.

5. What is the proportion of investment between equity and debt components?

For long-term wealth accumulation, the fund's 80–100% equity allocation ensures maximum participation in high-growth momentum stocks. While keeping up to 20% of cash on hand guarantees liquidity and portfolio stability during market turbulence, excluding debt prevents returns from being diluted.

6. Who is the fund manager of Tata AIA Sector Leaders Index Fund?

The fund will be managed by Nimesh Mistry.

7. What is the risk profile of this fund?

This fund is categorized as High Risk, since it invests primarily in equities across multiple sectors.

8. How does the Tata AIA Sector Leaders Index select its top 50 companies?

The index systematically selects the top three companies by market capitalization from each sector in the BSE 500 universe. Constituents are weighted by free-float market capitalization, with a maximum weight of 5% and a minimum of 1% per stock.

9. How can I track the performance of my Sector Leaders Index Fund?

You can track the performance of your investment through your Tata AIA customer portal account. We provide regular updates on your fund’s performance.

10. Is Tata AIA Sector Leaders Index Fund good?

Yes, the Tata AIA Sector Leaders Index Fund can be a good option for investors who want diversified exposure to India’s top companies across all major sectors. The fund is designed for investors seeking to meet their financial goals such as generating second income, securing children’s education, or planning for early retirement, with the potential to benefit from India’s strong economic growth over the next few decades.

Disclaimer
- The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
- Tata AIA Sector Leaders Index Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
- Tata AIA Sector Leaders Index Fund SFIN: ULIF 093 15/09/25 SLI 110
- Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
- The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
- Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V01)
- The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
- The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
- Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V08)
- The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
- Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
- Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
- Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
- Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01).Tata AIA Smart Health Pro and Health Buddy are also available for sale individually.
- Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
- These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
- Asset Allocation: Equity & Equity related instruments: 80%-100%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0%-20%
- ¹Benchmark Fund: BSE India Sector Leaders Index | Data as of July 31, 2025 | Source: BSE India Sector Leaders Index Insights
- ²All funds open for new business which have completed 5 years since inception are rated 4 star or 5 stars by Morningstar as of Dec 2024
- ³©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
- ⁴Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- ⁵Data as of July 31, 2025. Past performance is not indicative of future performance. Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110.
- ⁶Data as of July 31, 2025 | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
- ·⁷Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
- ⁸ULIP policies issued on or after 1st February 2021 if the amount of aggregate annual premium payable in the financial year for all such policies does not exceeds INR 2,50,000/-. Subject to fulfillment of conditions mentioned in 10(10D). Any sum received under a life insurance policy, including the sum allocated by way of bonus on such policy, will be exempt if Life insurance policy issued on or after the 1st day of April, 2012 in respect of which the premium payable for any of the years during the term of the policy does not exceeds ten percent of the actual capital sum assured (20 % in case of policy issued before 01st April 2012).
- Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- ⁹Source:https://www.deccanherald.com/business/economy/gdp-grows-74-in-march-quarter-65-in-fy25-3564429
- ¹⁰Source:https://cfo.economictimes.indiatimes.com/news/economy/india-set-to-become-the-worlds-fourth-largest-economy-by-2026/121502459
- ¹¹As on 31^st May 2025, the company has a total Assets Under Management (AUM) of Rs 130,053 Crores
- ¹²89,43,554 families protected till May 31, 2025
- Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
- Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
- The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
- Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & the Unit linked insurance product with Tata AIA /Tata AIA Life Insurance as its prefix is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
- Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
- Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
- The products are underwritten by Tata AIA Life Insurance Company Limited.
- L&C/Advt/2025/Sep/3267