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Tata AIA Top 200 Alpha 30 Index Fund

The Top 200 Alpha 30 Index Fund aims to capture the growth potential of India’s 30 best alpha-generating stocks selected from the Nifty 200 index. The fund focuses on large and mid-cap stocks, offering a balance of stability and growth for long-term capital appreciation. By investing in stocks with the highest Jensen's alpha, the fund seeks to deliver better returns while managing volatility.

Investment objective

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks indexed to the Nifty 200 Alpha 30 Index. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.

Why invest in the Top 200 Alpha 30 Index Fund?

Financial Protection

Secure your family’s future with life cover while growing your wealth through market-linked returns.

Proven Performance

The Nifty 200 Alpha 30 benchmark fund has delivered an impressive 29.41% returns¹ over the last 5 years.

Top Rated Funds

Our funds have been rated 4 or 5 stars² by Morningstar³, reflecting their strong performance and reliability.

Better Returns Potential

Get exposure to 30 high-alpha stocks from India’s top 200 companies, selected for their growth prospects.

Diversified Portfolio

Get attractive returns while minimizing risk through diversified allocation and quarterly rebalancing.

India’s Long-Term Growth Story

Get benefit from India's rapidly expanding economy and its long-term growth potential.

Fund is available with Tata AIA ULIP plans

In this policy, the investment risk in investment portfolio is borne by the policy holder

Solution Composition

This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance - A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available individually for sale.

Tata AIA

Param Raksha Life Pro +

Nifty 200 Alpha 30 delivered 29.41% returns¹
All funds rated 4 or 5 stars² by Morningstar³
Unlimited free fund switches

Calculate Returns

Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Vitality Protect Advance, an individual, non-linked, non-participating health insurance plan (UIN: 110N178V01). Tata AIA Smart SIP and Tata AIA Vitality Protect Advance is available individually for sale.

Tata AIA

Premier SIP

No Premium Allocation charges
Top rated² funds by Morningstar³
Save income tax⁸ up to ₹46,800⁴

Calculate Returns

Unlock the power of compounding!
Watch your investment grow

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Investment amount (₹)

Growth rate (%)

Invest for (Years)

Stay invested for (Years)

You Get

₹76.6 Lakh

You Pay

₹12 Lakh

Plan now

You Pay

You Get

Plan now

Fund Composition

Tata AIA Top 200 Alpha 30 Index Fund

Benchmark	Nifty 200 Alpha 30 – 100%
Fund Management Charges	1.35% per annum
Risk Profile	High
Asset Allocation	Equity & Equity related instruments - 80%-100% Cash / Money Market Instruments, Bank Deposits and Mutual Funds –0 – 20%

Invest more, get more!

Invest ₹5,000/month

You get

₹38 Lakh

You invest ₹5,000/month

Invest ₹10,000/month

You get

₹76 Lakh

You invest ₹5,000/month

Invest ₹15,000/month

You get

₹1.1 Crore

You invest ₹5,000/month

Invest ₹20,000/month

You get

₹1.5 Crore

You invest ₹5,000/month

Plan now

Amounts are calculated for 20 years investment at 10% annual rate of return.

Our Recent NFO Performance

Tata AIA Funds	AUM (In Crores)	Inception Date	Returns Since Launch⁵	Benchmark Returns
Rising India Fund	₹606.38	31-Mar-24	11.39%	10.71%
Small Cap Discovery Fund	₹1,290.92	24-Jul-23	37.42%	26.49%
Flexi Growth Fund	₹825.44	31-Dec-23	17.80%	11.99%

⁵Data as of May 30, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution.

Tata AIA funds have delivered benchmark beating performance

	Last 5 Years Returns⁶		Since Inception⁷ Returns
Tata AIA Funds	Fund Return (%)⁶	Benchmark Return (%)⁶	Fund Return (%)⁷	Benchmark Return (%)⁷
Multi Cap Fund	31.40%	22.70%	20.79%	13.09%
Top 200 Fund	32.30%	22.70%	19.03%	15.29%
India Consumption Fund	30.44%	22.70%	20.13%	13.09%

⁶Data as of May 30, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. ⁷Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

Key Catalysts behind Decade of Nifty 50 Growth

India is currently witnessing an unprecedented consumption boom, fueled by:

Strong Economic Growth: India is now experiencing a consumption boom. India's GDP grew by 7.4% in Q4 FY25⁹, resulting in a full-year growth of 6.5%, even as the world faced challenges. This makes India the fastest-growing economy.
Stable Geopolitical Arena: India continues to enjoy a stable geopolitical environment, which supports both domestic and international business operations.
Favourable Macroeconomic Indicators: India is projected to become the world's fourth-largest economy¹⁰ by the end of fiscal 2026, driven by robust domestic growth and structural reforms.

By investing in this fund, you can grow your wealth alongside India’s booming economy.

Who should opt for the Tata AIA Top 200 Alpha 30 Index Fund?

The Tata AIA Top 200 Alpha 30 Index Fund is ideal for:

First-Time Investors:
If you are new to investing then this is a great choice offering a simple and transparent way to gain exposure to top-performing stocks.
Tax-Savvy Investors:
Get the benefit from tax⁴ savings up to ₹46,800 under Section 80C while growing your wealth through a diversified portfolio.
Salaried Professionals:
Grow your wealth with high-growth equity exposure while providing tax-saving opportunities for salaried individuals.
Retirement Planners:
This fund is perfect for those who want to build a robust retirement corpus, offering long-term growth and exposure to India’s growing sectors.

About Nifty200 Alpha 30 Index

The Nifty 200 Alpha 30 Index includes 30 stocks selected from the Nifty 200 Index based on their ‘Jensen’s Alpha’. The weight of each stock in the index is determined by its alpha score.

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers
1.3 Lakh Crore+

Assets Under Management¹¹
Top Rated Funds

All funds rated 4 or 5 by stars²by Morningstar³
600+ Branches

Presence across major cities in India
89 Lakh+

Families protected so far¹²
99.41%

Individual death Claim Settlement Ratio for FY24-25

The fund is available with popular Tata AIA ULIPs including

TATA AIA
Param Raksha Life Pro+

Tata AIA
Param Raksha Life Pro

Tata AIA
Param Raksha Life Maxima +

Tata AIA
Param Raksha Life Growth +

Tata AIA
Param Raksha Life Advantage +

Tata AIA
Param Raksha Life Pro Advanced

Tata AIA
Smart Fortune Plus

Tata AIA
Pro-Fit

Tata AIA
Premier SIP

Tata AIA
Wealth Pro

Tata AIA
Fortune Pro

Tata AIA
Wealth Maxima

Tata AIA
Fortune Maxima

Tata AIA
Smart SIP

Tata AIA
Shubh Muhurat

Tata AIA
Shubh Fortune

Looking to buy a new insurance plan?

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1. What is the investment objective of Tata AIA Top 200 Alpha 30 Index Pension Fund?
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks indexed to the Nifty 200 Alpha 30 Index. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.

2. What is the fund's benchmark?
The fund's benchmark is the Nifty 200 Alpha 30 Index, which includes the performance of the top 30 alpha-generating stocks selected from the Nifty 200.

3. What is the expense ratio (FMC) of this fund?
The expense ratio of Tata AIA Top 200 Alpha 30 Index Pension Fund is 1.35% per annum.

4. What is the proportion of investment between equity and debt components?

By investing predominantly in high-growth equities while maintaining some stability through debt and liquid assets, the fund seeks to offer optimal returns with managed risk over the long term.

5. How can I track the performance of my investment?
You can track the performance of your investment through your Tata AIA customer portal account. We provide regular updates on your fund’s performance.

6. Is Tata AIA Top 200 Alpha 30 Index Pension Fund good for retirement planning?
The Tata AIA Top 200 Alpha 30 Index Pension Fund can be an effective choice for investors seeking exposure to India's best 30 alpha-generating stocks. It focuses on long-term capital appreciation thereby making it a good option for retirement planning, especially if you're aiming for wealth growth over time.

Disclaimer

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Top 200 Alpha 30 Index Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
Tata AIA Top 200 Alpha 30 Index Fund SFIN: ULIF 090 30/06/25 TAF 110
Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance - A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Vitality Protect Advance, A Non-Linked, Non- Participating Individual Health Product (UIN: 110N178V01). Tata AIA Smart Sampoorna Raksha Supreme and Tata AIA Vitality Protect Advance is available for sale individually.
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA VitaHealth, A Non-Participating, Non-Linked Individual Health Product (UIN: 110N181V01). Tata AIA Smart Health Pro and VitaHealth are also available for sale individually.
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Vitality Protect Advance, an individual, non-linked, non-participating health insurance plan (UIN: 110N178V01). Both Tata AIA Smart SIP and Tata AIA Vitality Protect Advance are also available for sale individually.
These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
Asset Allocation: Equity & Equity related instruments: 80%-100%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0%-20 %
¹Benchmark Fund: Nifty200 Alpha 30 | Data as of May 30, 2025 | Source: NSE Indexogram Factsheet
²All funds open for new business which have completed 5 years since inception are rated 4 star or 5 star by Morningstar as of Dec 2024
³©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁴Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
⁵Data as of May 30, 2025. Past performance is not indicative of future performance. Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN: Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110.
⁶Data as of May 30, 2025 | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
⁷Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
⁸ULIP policies issued on or after 1st February 2021 if the amount of aggregate annual premium payable in the financial year for all such policies does not exceeds INR 2,50,000/-. Subject to fulfillment of conditions mentioned in 10(10D). Any sum received under a life insurance policy, including the sum allocated by way of bonus on such policy, will be exempt if Life insurance policy issued on or after the 1st day of April, 2012 in respect of which the premium payable for any of the years during the term of the policy does not exceeds ten percent of the actual capital sum assured (20 % in case of policy issued before 01st April 2012).
Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
⁹Source:https://www.deccanherald.com/business/economy/gdp-grows-74-in-march-quarter-65-in-fy25-3564429
¹⁰Source:https://cfo.economictimes.indiatimes.com/news/economy/india-set-to-become-the-worlds-fourth-largest-economy-by-2026/121502459
¹¹As on 31^st May 2025, the company has a total Assets Under Management (AUM) of Rs 130,053 Crores
¹²89,43,554 families protected till May 31, 2025
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & the Unit linked insurance product with Tata AIA /Tata AIA Life Insurance as its prefix is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The products are underwritten by Tata AIA Life Insurance Company Limited.
L&C/Advt/2025/Jun/2368