Key rider benefits:
You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
You can extend protection to your loved ones under the same plan
Option to receive the return of balance premiums on maturity
You can cover yourself, along with your family against the risks covered either while taking the policy, or at the time of any policy anniversary
Income tax benefits as per the prevailing tax laws
The Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider is available with Tata AIA Life Insurance Smart Income Plan , Tata AIA Life Insurance Diamond Savings Plan , Tata AIA Life Insurance Guaranteed Return Insurance Plan , Tata AIA Life Insurance Value Income Plan , Tata AIA Life Insurance Fortune Guarantee , Tata AIA Life Insurance MahaLife Gold , Tata AIA Life Insurance Guaranteed Monthly Income Plan , Tata AIA Life Insurance Gold Income Plan , Tata AIA Life Insurance Money Back Plus & Tata AIA Life Insurance Smart Annuity Plan .