A term insurance plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance plans facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

Since the premiums are lower when you start early, it is a good idea to purchase a term insurance plan when you are young and start earning your paychecks. You can also select the additional Life Stage Plus option, which allows you to increase the cover of the policy at future milestone events, such as marriage, or the birth of your child. Another benefit is that you may not have to undergo medical tests if you purchase a term insurance plan at a young age.

You can choose from the following premium payment frequencies.

• Annual
• Half-yearly
• Quarterly
• Monthly

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

• Bank Statement (or passbook) with the latest entries for six months 
• Aadhaar card
• Passport
• Voter's ID
• Driving license
• Electricity/telephone bill
• Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

• PAN card
• Aadhaar card
• Passport
• Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

• Salary slips of the previous 3 months
• Income tax returns/Employer certificate
• Bank statement of the previous 6 months
• Latest Form 16

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive. 

With the Tata AIA Life Insurance Sampoorna Raksha plan, you can purchase the Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V03), the Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02), and the Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02).