Term Insurance

Investment Plans

NRI Plans

All Plans

Customer Service

Calculators

Fund Performance

Investment Calculator

Here's your customized plan

Get a Life Cover of

₹1 Crore

Maturity Benefit of

4% and 8% are assumed rates of return. Tata AIA Multi Cap Fund Returns since inception: 21.22% (Benchmark: 13.33%) as of Jun'25

Returns%

As per actual returns% since inception of Tata AIA Multi Cap Fund as of Jun'25

by paying a premium of ₹21,749/month (for 5 years)

Save ₹1,202 with discounts

Annual Income (₹)

Online discount

10% discount on health product premium every year Additional fund booster will be added at the end of the policy term which is a defined % of average fund value on the last business day of the last eight policy quarters (2 years)

Policy Term (years)	Fund Booster %
30-34	7%
35-39	8%
40 and above	10%

Last 5 year returns of Tata AIA funds

Fund Name	5 Year Returns	Benchmark Returns	Benchmark Name
Multi Cap Fund	30.63%	21.62%	S&P BSE 200
Top 200 Fund	31.38%	21.62%	S&P BSE 200
India Consumption Fund	29.57%	21.62%	S&P BSE 200

Returns as of June, 2025

Our sales representative will connect with you soon to assist further

Param Raksha Life Pro +. This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

Calculate
Returns

Investment Calculator

Full name (First and last)

Date of birth

Email ID

Are you an NRI?

Yes

Gender

Male

Female

Do you smoke?

Yes

Calculate
Returns

Tata AIA Multicap Opportunities Fund

Tata AIA Multicap Opportunities Fund is designed for investors who want diversified exposure across large-cap, mid-cap, and small-cap companies. As it invests across all market caps, it balances stability from large caps, growth potential from mid-caps, and small caps. This fund has a mandate to actively invest in stocks and is benchmarked to the Nifty 500 Index, which represents India's evolving equity market. By investing across different market segments, investors can create long-term wealth through balanced yet growth-oriented equity portfolios.

Nifty 500 fund offers diversified exposure to India’s top 500 companies, capturing the growth of multiple sectors and reducing volatility. With strong long-term performance, it’s an ideal choice for those looking to benefit from India’s economic expansion.

Why Invest in Tata AIA Multicap Opportunities Fund?

Diversification
In one fund

Stability of large caps and growth potential of mid and small cap companies

Long term
wealth creation with
life cover

Save tax
up to ₹46,800⁶

Investment Objective

The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks across market capitalization. The fund maintains flexibility to invest in carefully selected companies that offer opportunities across large, mid or small capitalization space. The fund will invest 60%-100% in Equity and Equity related instruments and 0%-40% in Debt and Money Market Securities.

Benefits of Investing in Tata AIA Multicap Opportunities Fund

Financial protection

Secure your family’s future with life cover while growing your wealth through market-linked³ returns.

Top rated funds

Our funds have been rated 4 or 5 stars⁴ by Morningstar⁵, reflecting their strong performance and reliability over the years.

Growth across multiple segments

By investing in this fund, you will gain exposure to large-cap stability, mid-cap and small-cap equities thereby enhancing the risk-return balance and reducing reliance on any single market segment.

Exposure to a broad market

Benchmarking to the Nifty 500 Index gives investors access to leading, innovative, and growing companies across a wide range of industries.

Experienced fund managers

Our experienced Tata AIA fund managers adjust investments manage volatility effectively, and capture opportunities from India’s structural growth story.

Strong diversification

By investing across different sectors and sizes, this fund reduces volatility and retains strong long-term gains.

Smart risk control

Investments in multiple sectors and across market caps help avoid over-concentration and single-theme risk.

Aligned with India’s growth story

With India's growth expected to be multi-fold in the coming decades, a Multicap approach could be ideal for capturing growth opportunities in the future.

Fund is available with Tata AIA ULIP plans

In this policy, the investment risk in investment portfolio is borne by the policy holder

Solution Composition

This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01).These products are also available for sale individually without the combination offered/ suggested.

Best Seller

Tata AIA

Param Raksha Life Pro +

19.87% index returns²
All funds rated 4 or 5 stars⁴
Avail high life cover

Calculate Returns

Solution Composition

Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

Tata AIA

Premier SIP

No Premium Allocation charges
All funds rated 4 or 5 stars⁴
Start at ₹1000/month

Calculate Returns

Tata AIA Has Delivered Benchmark Beating Performance Across Funds

All
Equity
Debt
Hybrid

View Fund Fact Sheet

Returns as on

Plan now

Tata AIA Multicap Opportunities Fund

Benchmark	Nifty 500 Index Fund
Fund Management Charges	1.35% p.a.
Risk Profile	High
Asset Allocation	Equity & Equity-related instruments: 60%-100% Debt: 0 – 40% Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0 – 40%
Fund Manager	Nitin Bansal Total experience of 21+ years. Experienced fund manager with expertise in managing diversified equity portfolios.

Tata AIA Fund Performance

	Last 5 Years Returns¹⁴		Since Inception¹⁵ Returns
Tata AIA Funds	Fund Return (%)¹⁴	Benchmark Return (%)¹⁴	Fund Return (%)¹⁵	Benchmark Return (%)¹⁵
Multi Cap Fund	25.97%	18.91%	20.37%	12.93%
Top 200 Fund	27.03%	18.91%	18.92%	15.14%
India Consumption Fund	26.96%	18.91%	20.23%	12.93%

¹⁴Data as on Oct 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 15 Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

About Nifty 500 Index Benchmark Fund

In the Nifty 500 Index, performance of the 500 largest listed companies in India is captured. It offers one of the broadest representations of the Indian equity market as it covers over 96% of India’s total market capitalization and all major sectors and market capitalisations (large, mid, and small caps). This makes it one of the most diversified indices in India.

Past Performance – Annualized Returns of Nifty 500 Index

3 Year CAGR

15.13%

5 Year CAGR

19.87%

10 Year CAGR

13.39%

Source: NSE Indexogram Factsheet | ²Data as on October 31, 2025 | Benchmark Index – Nifty 500 Index

Portfolio Characteristics

Sector Representation

Sector	Weight (%)
Financial Services	31.11
Information Technology	7.81
Oil, Gas & Consumable Fuels	7.76
Automobile and Auto Component	7.08
Fast Moving Consumer Goods	6.37
Capital Goods	6.30
Healthcare	6.28
Consumer Services	3.77
Metals & Mining	3.68
Telecommunication	3.45
Power	3.23%
Construction	2.88%
Consumer Durables	2.76%
Construction Materials	2.00%
Chemicals	1.93%
Services	1.89%
Realty	1.17%
Textiles	0.26%
Media, Entertainment & Publication	0.13%
Diversified	0.09%

Sector weightage as on October 31, 2025
Source: NSE Indexogram Factsheet | ²Data as on October 31, 2025 | Benchmark Index – Nifty 500 Index

Unlock the power of compounding!
Watch your investment grow

Compound Interest Calculator

Investment amount (₹)

Growth rate (%)

Invest for (Years)

Stay invested for (Years)

You Get

₹76.6 Lakh

You Pay

₹12 Lakh

Plan now

You Pay

You Get

Plan now

Who should opt for the Tata AIA Multicap Opportunities Fund?

Tata AIA Multicap Opportunities Fund is suitable for the following investors:

Diversified Equity Exposure

With this fund, investors will have balanced exposure to large-cap, mid-cap, and small-cap stocks. Large cap provides stability, mid-cap provides growth, and small cap offers high returns potential. Overall, this increases the stability of the portfolio.

Investor seeking balanced risk profile

Because the fund is spread across market caps, the risk is well-distributed. It doesn't rely on any one segment too much. The combination of stability, growth, and controlled volatility makes it good for investors who don't want to take on too much risk.

Long-term Investor

The best performance of MultiCap funds is generally seen over longer periods, due to market cycles. With a 5-year investment horizon or more, the fund can ride out short-term volatility, giving the investor a greater chance of creating wealth.

Investors seeking market-linked growth

It is an equity-linked fund, making the returns dependent on the overall performance of the stock market. Individuals who are well aware of the dynamic nature of the stock market and can tolerate short-term market ups and downs may obtain significant returns over a period of time.

Investors who prefers professional fund management

Professionals actively select and allocate stocks from different categories for the fund. An expert-driven approach is ideal for investors who prefer not to select stocks or manage equity portfolios on their own.

Investors having long-term financial goals

A Tata AIA Multicap Opportunities Fund is a great investment for long-term goals like retirement planning, wealth creation, children's education, or financial security. Over time, diversification and equity exposure help build substantial wealth.

Key Catalysts Behind Growth

1. Strong Economic Growth

India is experiencing a consumption boom with GDP growth⁷ of 7.4% in Q4 FY25, leading to a full-year growth of 6.5% despite global challenges. Invest in Tata AIA Multicap Opportunities fund poised to capture growth through a diversified portfolio of sector-leading companies.
2. Stable Geopolitical Arena

India benefits from a stable geopolitical environment, supporting domestic and international business. By investing in a mix of companies across different market sizes, the fund aims to capture India’s growth potential while reducing overall risk.
3. Favourable Macroeconomic Indicators

India is projected to become the world's fourth-largest economy⁸ by the end of fiscal 2026, driven by robust domestic growth and structural reforms. The strong macroeconomic conditions fuel long-term growth of your investment.

The fund is available with popular Tata AIA ULIPs including

TATA AIA
Param Raksha Life Pro+

Tata AIA
Param Raksha Life Pro

Tata AIA
Param Raksha Life Maxima+

Tata AIA
Param Raksha Life Growth +

Tata AIA
Param Raksha Life Advantage +

Tata AIA
Param Raksha Life Pro Advanced

Tata AIA
Smart Fortune Plus

Tata AIA
Pro-Fit

Tata AIA
Premier SIP

Tata AIA
Wealth Pro

Tata AIA
Fortune Pro

Tata AIA
Wealth Maxima

Tata AIA
Fortune Maxima

Tata AIA
Smart SIP

Tata AIA
Shubh Muhurat

Tata AIA
Shubh Fortune

Tata AIA iSystematic Insurance Plan

Tata AIA Health SIP

Need advice on a new plan?

Our experts are happy to help you!

Looking to buy a new life insurance plan?

Our experts are happy to help you!

Are you an NRI?

Yes

Name

Important Dates

NFO Window: 24 December 2025 to 31 December 2025

Why Choose Tata AIA for your Investment?

Experienced

Fund Managers

1.4 Lakh Crore+

Assets Under Management¹¹

Top Rated Funds

All funds rated 4 or 5 by stars⁴ by Morningstar⁵

600+ Branches

Presence across major cities in India

89 Lakh+

Families protected so far¹²

99.41%

Individual Death Claim
Settlement Ratio for FY24-25¹³

⁴T&C apply.

1. What is the Tata AIA Multicap Opportunities Fund?
Tata AIA Multicap Opportunities Fund is a diversified active fund that invests across large-cap, mid-cap, and small-cap stocks, offering exposure to the full market spectrum using the Nifty 500 Index as its benchmark.

2. What is the investment objective of Tata AIA Multicap Opportunities Fund?
The primary investment objective of the Fund is to generate capital appreciation in the long term by investing in a portfolio of stocks across market capitalization. The fund maintains flexibility to invest in carefully selected companies that offer opportunities across large, mid or small capitalization space. The fund will invest 60%-100% in Equity and Equity related instruments and 0%-40% in Debt and Money Market Securities.

3. What is the investment philosophy of Tata AIA Multicap Opportunities Fund?
Tata AIA Multicap Opportunities Fund seeks to harness India’s long-term economic growth by investing across large, mid, and small-cap companies. This diversified approach balances stability with growth potential, aiming to deliver sustained returns while navigating market volatility and elevated valuations.

4. What is the benchmark of Tata AIA Multicap Opportunities Fund?
Tata AIA Multicap Opportunities Fund is an active fund which is benchmarked against the Nifty 500 Index, providing broad exposure to the Indian equity market.

5. What is the FMC (expense ratio) of Tata AIA Multicap Opportunities Fund?
The expense ratio of Tata AIA Multicap Opportunities Fundis 1.35% per annum.

6. What is the asset allocation pattern?

7. Who is the fund manager of Tata AIA Multicap Opportunities Fund?
Tata AIA Multicap Opportunities Fund is managed by Nitin Bansal.

8. What is the risk profile of Tata AIA Multicap Opportunities Fund?
Since Tata AIA Multicap Opportunities Fund primarily invest in equity, it is categorised as high-risk fund.

9. Can this fund help in long-term wealth creation?
Yes. Due to its diversified exposure across market segments, it is a good choice for long-term goals such as retirement planning, child's education, or financial independence.

10. How can I track the performance of my Tata AIA Multicap Opportunities Fund?
You can track the performance of your investment through My DigiAccount. We provide regular updates on your fund’s performance.

11. What is a multi-cap fund?
A multi-cap fund invests in large-cap, mid-cap, and small-cap companies. It aims to provide balanced diversification by combining stability, growth potential, and exposure across market segments

12. Is Tata AIA Multicap Opportunities Fund good for the long term?
Tata AIA Multicap Opportunities Fund may suit long-term investors seeking diversified equity exposure. Its suitability depends on personal goals, risk tolerance, investment horizon, and overall market-linked expectations.

13. What is the difference between multi-cap fund and flexicap fund?
A multi-cap fund follows defined allocation rules for each market segment, while a flexicap fund allows flexibility to shift investments based on market trends and manager decisions.

14. How does Tata AIA manage volatility?
A fund may manage volatility through diversification, disciplined asset allocation, and periodic reviews. Diversifying investments across segments helps reduce the impact of sudden market fluctuations.

15. Is a multi-cap fund suitable for long-term investors?
Yes, it may suit long-term investors who want diversified equity exposure, steady growth potential, and the ability to remain invested through changing market cycless.

16. Multi-cap mutual funds can be suitable for investors who want balanced market exposure. Its diversified structure offers growth potential while helping manage risk more effectively over time.

17. Who should invest in multi-cap funds?
Multi-cap funds may suit investors seeking moderate risk, broad equity diversification, and long-term wealth creation, and those comfortable with market movements and growth-oriented investing.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
Tata AIA Multicap Opportunities Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure.
Tata AIA Tata AIA Multicap Opportunities Fund SFIN: ULIF 095 31/12/25 MUF 110
Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested.
Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)
Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01).Tata AIA Smart Health Pro and Health Buddy are also available for sale individually.
Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V02), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.
The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan
The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.
The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05)
The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)
Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V02)
Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.
Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V08)
Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V01)
Tata AIA Shubh Health Plus comprises of Tata AIA Health SIP - A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: :110L184V01), Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN: 110N183V01 or any other later version). Tata AIA Health SIP and Tata AIA Health Buddy are also available individually for sale.
These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
Asset Allocation: Equity & Equity related instruments: 60%-100%, Debt: 0 – 40%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0 – 40%
¹Illustration shows monthly premium of ₹8,848 for Tata AIA Param Raksha Life Pro + for a 30-year-old male, standard life, premium payment term: 10 years, policy term: 30 years with a ₹1 Cr life cover and 100% investment in Tata AIA Multi Cap Fund. 4% and 8% are assumed rates of returns. 19.87% is the 5-year return of Nifty 500 Index as of October'25. Total maturity amount at 4% returns: 13,05,258, 8% returns: ₹31,76,435 and 19.87% returns: 4,57,45,306. The fund value calculation is done by projecting the past returns of Nifty 500 Index after adjusting for all expenses in Tata AIA Param Raksha Life Pro +. The above values have been calculated assuming 19.87% p.a. gross investment returns, which is the past 5-year return of Nifty 500 Index as of October'25.
Some Benefits are guaranteed, and some Benefits are variable (non-guaranteed) with returns based on the future performance of the opted funds and fulfilment of other applicable Policy conditions. If your Policy offers guaranteed returns, then these will be clearly marked as "guaranteed" in the illustration table on this page. If your policy offers non-guaranteed returns, then illustration will show two different rates of assumed future investment returns. The above illustration has been determined using assumed future investment returns of 8% and 4% respectively. The rates used have been set by the Life Insurance Council. These assumed rates of return are not guaranteed and there are no upper and lower limits of what you might get back at Maturity, due to the fact that the value of your Policy is dependent on a number of factors including future investment performance.
²Benchmark Fund: Nifty 500 Index | Data as of October 31, 2025 | Source: NSE Indexogram Factsheet
³Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.
⁴All funds open for new business which have completed 5 years since inception are rated 4 or 5 Star by Morningstar as of August 2025.
⁵©2025 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.
⁶Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961.Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above
⁷Source: https://www.deccanherald.com/business/economy/gdp-grows-74-in-march-quarter-65-in-fy25-3564429
⁸Source:https://cfo.economictimes.indiatimes.com/news/economy/india-set-to-become-the-worlds-fourth-largest-economy-by-2026/121502459
¹¹As on 31st Oct 2025, the company has a total Assets Under Management (AUM) of ₹1,40,345 Crores
¹²89,43,554 families protected till May 31, 2025
¹³Individual Death Claim Settlement Ratio is 99.41% for FY 2024- 25 as per the latest annual audited figures.
¹⁴Data as on Oct 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110.
¹⁵Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.
Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of funds and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.
The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.
The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company).
Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & the Unit linked insurance product with Tata AIA /Tata AIA Life Insurance as its prefix is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The products are underwritten by Tata AIA Life Insurance Company Limited.
L&C/Advt/2025/Dec/4598