Under Tata AIA Smart Sampoorna Raksha plan, you can choose from among 11 funds, ranging from equity-oriented to fixed income-focused, based on your risk appetite. You can also opt for a systematic transfer plan - Enhanced Systematic Money Allocation & Regular Transfer (Enhanced SMART) portfolio strategy – that allows a customer to enter the volatile equity market in a structured manner under the Regular Premium Fund.

You can choose from the following life insurance premium payment frequencies

• Annual

• Half-yearly

• Quarterly

• Monthly   

You can choose any of the following channels to reach out to us and raise a claim.

• Email us at: claims@tataaia.com

• Call our helpline number - 1860-266-9966 (local charges apply)

• Walk into any of the TALIC branch offices

• Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

You will have to submit the following mandatory documents to buy an insurance policy.

Proof of address:

The following documents are accepted as valid proof of your address.

• Bank Statement (or passbook) with the latest entries for six months 
• Aadhaar card
• Passport
• Voter's ID
• Driver's license
• Electricity/telephone bill
• Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

• PAN card
• Aadhaar card
• Passport
• Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

• Salary slips of the previous 3 months
• Income tax returns/Employer certificate
• Bank statement of the previous 6 months
• Latest Form 16

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Smart Sampoorna Raksha plan, you can purchase the following riders if you choose the limited premium payment option.

• Tata AIA Life Insurance Linked Comprehensive Protection Rider (UIN: 110A032V02)
• Tata AIA Life Insurance Linked Comprehensive Health Rider (UIN: 110A031V02)

• The full name of Tata AIA Smart Sampoorna Raksha is Tata AIA Life Insurance Smart Sampoorna Raksha - Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN: 110L156V02)

• ^~Maximum policy term is 40 years.

• ^%On a 5 year basis as of September 2022.

• ^{^^}©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited ("Morningstar"); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (4) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information.

• ^{^}Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.

• ^*Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

• This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed Issuance plan and it will be subject to Company’s underwriting and acceptance. Insurance cover is available under this product.

• Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the total premiums paid.

• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

• Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Smart Sampoorna Raksha is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

• Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

• The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”).

• Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).

• All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

• Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company.

• Please make your own independent decision after consulting your financial or other professional advisor.

• The performance of the managed portfolios and funds is not guaranteed and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

• As per the amendments proposed in the Finance Bill 2021, exemption under section 10(10D)* of the Income Tax Act, 1961 shall not apply to the ULIP policies issued on or after February 1, 2021 if the aggregate annual premium (including riders, top up premium, loading (if any) and GST on riders (if any)) of all ULIP policies payable in the financial year exceeds INR 2,50,000/-. Once policy becomes ineligible, it will remain so till term of policy (except death claim). Click to know more. *Subject to fulfilling terms and conditions of Section 10 (10D).

• L&C/Advt/2022/Oct/2686