Need assistance in choosing the right insurance plan?

Need assistance in choosing the right insurance plan?Get a call from our Expert.

Are you an NRI?

Yes
No

+91 dropdown arrow

7 Famous Cancer Myths: Truth Revealed

Cancer has a reputation for inevitably causing death. This is true to an extent, but with the right approach and timely diagnosis, 100 percent recovery can be possible. In 2020, the Indian Council of Medical Research (ICMR) expected more than 17 Lakh Indians to be diagnosed with various types of cancer.

While the disease can find its home anywhere, it can be cured if cancer symptoms are detected in time. Diagnosis is the key. Once critical illness is discovered, a very effective prognosis can be initiated using various therapies and cures modern medicine offers. However, at the center of all this is early detection and the ability to sponsor the treatment. This is because, in most cases, therapies are expensive and repetitive until the disease is cured. Individuals cannot simultaneously take the stress of the disease, side effects of the treatment, and the financial strain it brings.

While there is enough publicity on this critical illness, information about cancer symptoms, treatment, and good practices are abysmally low. The cure starts with the right information. There are various myths associated with this critical illness, which at times hinder timely treatment and good practices. This article covers some common myths about cancer.

Myths About Cancer

The following are 7 cancer myths to be aware of:

  1. Cancer will definitely lead to death.

    No, this is definitely not true. Early detection is the key to fighting this disease, and various studies have, time and again, shown that the sooner the cancer is detected, the much higher are the chances of recovery. In fact, there is a huge gap between the recovery rate when cancer symptoms are detected in the first year compared to the fifth year. For certain types of cancer, recovery stands at 100%.

  2. Cancer can spread as a contagion. 

    Tumors are not infectious. Some cancers may be caused by viruses or bacteria, like Hepatitis B and Hepatitis C (liver cancer), Helicobacter pylori bacteria (stomach cancer), Human Papillomavirus (cervical cancer), or Epstein Barr virus (lymphomas, nasopharyngeal cancers, and stomach cancer). But they do not spread by touching, coughing, or sneezing.

  3. Cancer can be treated by herbal medicine. 

    No, this is not true. Though there are some alternative medicines or therapies that may help patients cope with the strong effects of cancer treatment, there is no research that proves that any of the herbal products or alternative medication effectively treat cancer. Therefore, it should be used only as a complementary course along with allopathy.

  4. If operated on, cancer can spread.

    Not true. There is no scientific evidence to support this. It is highly recommended not to postpone treatment because deferring treatment can worsen the situation.
    Early detection is the key to getting cured. It dramatically improves the chances of recovery. A biopsy is a procedure that helps diagnose multiple types of cancer. For some types of cancers, however, a biopsy is not used. Experts are aware of these exceptions. For example, for the diagnosis of testicular cancer, a needle biopsy is usually not used. Alternatively, the prognosis post-detection is to remove the testicle completely. A biopsy helps identify the type of cancer, and the initial treatment is the base for all subsequent treatments. It is actually the most crucial step in recovering from this critical illness. Moreover, medicine is moving fast in this space, and new tests like the next-generation sequencing and certain others improve treatment methods but require biopsy samples.

  5. Regular mobile phone usage can cause brain tumors.

    We don’t know this yet. There has been extensive research to establish a correlation and find the cause for the various types of cancers. But research has failed to establish the relationship between cell phones and brain tumors. Studies conducted by the Danish Cancer Society and the New England Journal of Medicine report no connection.

  6. Cancer is hereditary, and you will not get it if no one in the family has it. 

    This is true to an extent. Cancer is hereditary. But a low percentage, about 5-10%, of cancers are genetically inherited. Mutation can occur in anybody. Mutation in the cancer-causing genes leads cancer to be passed on to the next generation. However, transmission from a parent to an offspring generally takes a lifetime of development within a parent’s body. Various habits, such as tobacco use, smoking, radiation exposure, or hazardous chemical exposure, cause mutations that can be transmitted to the next generation.

  7. Chemo or radiotherapy kills the patient more than the disease.

    There is no denying that therapies, chemo or radio, are powerful and cause various side effects. But it is also true that these therapies give us a chance to survive, recover, and lead a healthy life later. With advancements in medical science, chemotherapy, radiotherapy, drugs, and other possible treatments are becoming tolerable. 

Cancer insurance protection: how insurance can help against cancer

Cancer is a critical illness that can happen to anyone. WHO predicts 1 in every 10 Indians will develop a type of cancer, and 1 in every 15 Indians will not survive it. The right approach to fight this illness is to get a proper diagnosis once cancer symptoms are visible. No symptoms should be taken lightly. To support such critical conditions and help individuals when financial support is of utmost importance, Tata AIA Life Insurance has a unique savings insurance product. It is called the Fortune Guarantee Plus (UIN : 110N158V01) savings insurance plan. It is a savings cum insurance plan offering critical illness benefits in addition to savings and promises financial support if you develop cancer. If you don’t, the savings plan gives back handsomely.

Features:

  1. Flexibility to choose plan options - regular income and regular income with built-in critical illness benefits.

  2. Wide income period between 20-45 years, choose between monthly or yearly options.

  3. Offers return on the premium at the end of the period.

  4. Enjoy add-on riders for additional coverage.

  5. Tax benefits as per applicable laws.

Conclusion

Cancer can affect both health and financial planning, making adequate insurance protection an important consideration. Cancer insurance may provide financial support for covered conditions, subject to the terms of the policy. Along with regular health insurance and preventive healthcare, understanding available insurance options can help individuals assess their financial protection needs and make informed decisions.

Key Takeaways

  • Early cancer detection significantly improves recovery and treatment outcomes.
  • Cancer does not spread through touch, coughing, or sneezing.
  • Many common cancer beliefs lack scientific evidence and support.

Need assistance in choosing the right insurance plan?

Get complete protection at affordable cost & tax benefits

Are you an NRI?

Yes
No

+91 dropdown arrow

Select Plan
  • Term plans
  • Saving plans
  • Retirement plans
  • Wealth plans

Looking to buy a new insurance plan?

Our experts are happy to help you!

Are you an NRI?

Yes
No

+91

1.

What are the 7 warning signs of cancer?

Warning signs can include unexplained weight loss, unusual lumps, persistent fatigue, changes in bowel or bladder habits, unusual bleeding, persistent pain and changes in the skin.

2.

What is a red flag for cancer?

A red flag can be a persistent or unexplained change in the body, such as a lump, unusual bleeding, prolonged pain or an unexplained change in weight.

3.

Which insurance is best for cancer?

There is no single insurance option suitable for everyone. Cancer insurance and health insurance have different features, so policy terms, coverage and exclusions should be assessed carefully.

4.

Can I get health insurance if I have cancer?

Eligibility depends on the insurer, product and individual circumstances. Existing cancer may affect underwriting, coverage, waiting periods or exclusions under a health insurance policy.

5.

What are some cancer myths to be aware about?

Common myths include the belief that cancer is always hereditary or that every lump indicates cancer. Medical evaluation and reliable health information are important for understanding cancer risks and symptoms.

 

  • This blog is for information and illustrative purposes only and does not purport to any financial or investment services and do not offer or form part of any offer or recommendation. The information is not, and should not be regarded as investment advice or as a recommendation regarding any particular security or course of action.

  • Every effort is made to ensure that all information contained in this document is accurate at the date of publication, however, the Tata AIA Life shall not have any liability for any damages of any kind (including but not limited to errors and omissions) whatsoever relating to this material.