Tata AIA Life Insurance Solutions

Tata AIA Life Insurance Solutions

Tailor-made solutions for you

View all Plans
Term Plans Saving Plans ULIPs Plans Retirement Plans Combo Solutions

Term Plans

A term insurance plan helps you secure the future of your loved ones and shields your family from uncertainties in life. With a term insurance plan, one can get a large life cover (Sum Assured) at a lower premium. In case of an unfortunate event such as the death of the life assured, the nominee is paid the sum assured.

Get Life Cover

Provides Life Cover against uncertainties of Life

Tax Benefits

Get Tax Benefits as per applicable tax laws

Saving Plans

Savings plans are insurance plans that combine the benefits of protection and savings. Savings plans allow you to save money over the policy term while simultaneously offering you the benefits of protection. This means you get to give your family the gift of Rakshakaran, in addition to saving the funds needed to meet your goals at each life stage.

Guaranteed Returns

With a savings plan, you can get guaranteed returns as a maturity benefit pay-out. This will help you accomplish your financial goals with the benefit of life insurance.

Rider Options

You can increase the coverage of your policy by adding additional riders to get the complete coverage.

ULIPs Plans

ULIPs (Unit Linked Insurance Plans) are life insurance plans that offer the benefit of life cover along with market-linked returns. You can accomplish your dream goal such as buying a house, saving for child’s education or early retirement. Basis your risk appetite, you can choose to invest in High, Medium, and Low-risk investment options.

Tax Benefits

Get Tax benefits as per applicable tax laws

Flexibility to Choose Fund Option

Basis your risk appetite, you can choose to invest
in Equity, Debt, and balanced fund options. Also, to maximize your returns, you can move your investment
between different funds.

Retirement Plans

Retirement plans are insurance plans that are tailor-made to give you financial independence during the golden years of your life. These policies help you secure your future, fulfil your dreams, and live a worry-free life after you have retired.

Peace of Mind

Live a worry-free life with investments that provide you a regular income. A well-diversified portfolio will give you higher returns during your retirement.

Guaranteed Lifelong Income

You may be at the peak of your professional life right now. But after a long and successful career, you will no doubt look forward to a comfortable post-retirement life. Our retirement plans can help you realize this ambition.

Combo Solutions

A combo plan is a unique life insurance solution that combines the benefit of a Unit Linked Insurance Plan and a savings plan to protect your life and grow your wealth.

Get Market Linked returns.

Get marked-linked returns with the benefit
of the upside of investment made through the unit-linked insurance plans.

Tax Benefits

Get tax benefits as per applicable tax laws.

Tailor-made solutions for you

Term Plans

Term Plans

A term insurance plan helps you secure the future of your loved ones and shields your family from uncertainties in life. With a term insurance plan, one can get a large life cover (Sum Assured) at a lower premium. In case of an unfortunate event such as the death of the life assured, the nominee is paid the sum assured.

Get Life Cover

Provides Life Cover against uncertainties of Life

Tax Benefits

Get Tax Benefits as per applicable tax laws

Savings Plans

Savings Plans

Savings plans are insurance plans that combine the benefits of protection and savings. Savings plans allow you to save money over the policy term while simultaneously offering you the benefits of protection. This means you get to give your family the gift of Rakshakaran, in addition to saving the funds needed to meet your goals at each life stage.

Guaranteed Returns

With a savings plan, you can get guaranteed returns as a maturity benefit pay-out. This will help you accomplish your financial goals with the benefit of life insurance.

Rider Options

You can increase the coverage of your policy by adding additional riders to get the complete coverage.

ULIPs Plans

ULIPs Plans

ULIPs (Unit Linked Insurance Plans) are life insurance plans that offer the benefit of life cover along with market-linked returns. You can accomplish your dream goal such as buying a house, saving for child’s education or early retirement. Basis your risk appetite, you can choose to invest in High, Medium, and Low-risk investment options.

Tax Benefits

Get Tax benefits as per applicable tax laws

Flexibility to Choose Fund Option

Basis your risk appetite, you can choose to invest in Equity, Debt, and balanced fund options. Also, to maximize your returns, you can move your investment between different funds.

Retirement Plans

Retirement Plans

Retirement plans are insurance plans that are tailor-made to give you financial independence during the golden years of your life. These policies help you secure your future, fulfil your dreams, and live a worry-free life after you have retired.

Peace of Mind

Live a worry-free life with investments that provide you a regular income. A well-diversified portfolio will give you higher returns during your retirement.

Guaranteed Lifelong Income

You may be at the peak of your professional life right now. But after a long and successful career, you will no doubt look forward to a comfortable post-retirement life. Our retirement plans can help you realize this ambition.

Combo Solutions

Combo Solutions

Get Market Linked returns.

Get marked-linked returns with the benefit of the upside of investment made through the unit-linked insurance plans.

Tax Benefits

Get tax benefits as per applicable tax laws.

 

 

 

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Plan Today 
to Secure Tomorrow

Fortune Guarantee page backup

Key
Benefits

Guaranteed returns

Guaranteed lump sum benefit on maturity

Insurance coverage

Life insurance coverage to secure the future of your loved ones

Benefits for women

Higher benefits for women policyholders

Add-on riders

Enhanced protection through optional riders

Highlights of Tata AIA Life Insurance Fortune Guarantee

Flexibility to plan your future goals with guaranteed returns
You can choose any of the additional riders to increase the protection offered
The plan gives you the freedom to pay premiums for limited periods
You can choose to pay your premiums annually, semi-annually, quarterly or monthly
You have the option to avail a loan against your policy
Tax benefits as per the applicable Income Tax laws

Add Savings Plan Riders

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider  

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
Know More

Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider 

In case of death or total and permanent disability of the life insured, this rider allows all future premiums to be waived off
This benefit is valid if the death or disability occurs before the life insured attains 70 years of age or before the end of the premium payment term, whichever occurs earlier
Know More
Check eligibility Documents required

Age at issue

Minimum age at issue  18 years less Policy Term or 0 years (30days), whichever is higher
Maximum age at issue  80 years less Policy Term or 65 years   whichever is lower

Policy term

 Policy term   10 years to 40 years 

Premium payment term

 Available premium payment term options   5 years to 10 years 

Premium payment mode

 Premium payment frequency options 

 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

Maximum age at maturity 
75 years for a policy term of 10 years
76 years for a policy term of 11 years
77 years for a policy term of 12 years
78 years for a policy term of 13 years
79 years for a policy term of 14 years
80 years for a policy term of 15 to 40 years

Sum assured

 Basic sum assured 
 10 times the Annualised Premium
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

  • How long does the cover offered by the Fortune Guarantee plan last?

    The duration for which the cover offered by the Tata AIA Life Insurance Fortune Guarantee plan is valid depends on the policy term. It varies as follows.

    • 75 years for a policy term of 10 years
    • 76 years for a policy term of 11 years
    • 77 years for a policy term of 12 years
    • 78 years for a policy term of 13 years
    • 79 years for a policy term of 14 years
    • 80 years for a policy term of 15 to 40 years
  • What is the premium payment frequency for this savings plan?

    You can choose from the following premium payment frequencies.

    • Annual
    • Half-yearly
    • Quarterly
    • Monthly 
  • How can I raise a claim under this life insurance investment policy?

    You can choose any of the following channels to reach out to us and raise a claim.

    The Claims Department,
    Tata AIA Life Insurance Company Limited
    B- wing, 9th Floor,
    I-Think Techno Campus,
    Behind TCS, Pokhran Road No.2,
    Close to Eastern Express Highway,
    Thane(West) 400 607.
    IRDA Regn No. 110

  • What documents would I require to buy this insurance policy?

    You will have to submit the following mandatory documents to buy an insurance policy.

    Proof of address:

    The following documents are accepted as valid proof of your address.

    • Bank Statement (or passbook) with the latest entries for six months 
    • Aadhaar card
    • Passport
    • Voter's ID
    • Driving license
    • Electricity/telephone bill
    • Ration card

    Proof of identity:

    Some of the documents that are accepted as valid proof of your identity include:

    • PAN card
    • Aadhaar card
    • Passport
    • Driving license

    Documents showing proof of income:

    These documents, which are required only for a few plans, include:

    • Salary slips of the previous 3 months
    • Income tax returns/Employer certificate
    • Bank statement of the previous 6 months
    • Latest Form 16
  • What are riders? Which rider can I purchase with the Fortune Guarantee plan?

    Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

    With the Tata AIA Life Insurance Fortune Maxima(UIN:110N120V08) plan, you can purchase the following riders if you choose the limited premium payment option.