The Life Promise Option offers customizable and comprehensive protection for your family's financial security. With enhanced coverage options, this plan provides continuous support.

1. Tailored Coverage: You can choose the base sum assured (SA) at the time of purchase, subject to underwriting eligibility.

2. Death Benefit Assurance: If the policyholder dies during the policy term, then the nominee will receive the stipulated death benefit. This amount is the sum assured at the time of death minus any accelerated benefit payout. The policy is terminated after the death benefit is paid.

3. Payor Accelerator Benefit: This benefit provides financial relief upon a terminal illness (TI) diagnosis. All your future premiums are waived, and you will receive 50% of the base sum assured as a lump sum to manage immediate expenses.

4. Maturity Benefit: If the policyholder survives till maturity, no additional benefit is payable, and the policy terminates.

Shield your family beyond the ordinary with Life Promise Plus Option that go beyond life insurance. Receive a guaranteed maturity payout, ensuring your investment is preserved and your coverage remains intact!

1. Customized Protection Plan: When you purchase your policy, you can choose the amount of coverage (Base Sum Assured) that best suits your family's needs.

2. Comprehensive Death Benefit: If the policyholder dies during the policy term, then the nominee will receive a payout known as the death benefit. This amount is calculated based on the effective sum assured, which considers your initial Base Sum Assured and any additional coverage options you have selected minus any payor accelerated benefit payout. Once the death benefit is paid, the policy will terminate.

3. Flexible Coverage Enhancements: Increase your coverage with the life stage or top-up sum assured options. These enhancements are included in the effective sum assured for death benefit calculations.

4. Financial Support During Illness: When you face a terminal illness, you are eligible to receive a lump sum payment that equates to 50% of the base sum assured upon confirmation of a terminal illness.

5. Future Premium Waiver: If a terminal illness claim is accepted, all future premiums are waived, allowing the policy to remain in force for the remaining benefits without financial strain.

6. Return on Premium: Upon surviving the policy term, you will be provided with 100% of the total premiums paid (excluding loading for modal premiums and discounts) for the benefit option and any opted Cover Enhancement Options, ensuring your investment is returned and your coverage continues.